Travel Money Card Comparison Table

As with most things, not all Travel money cards are alike. To find the Travel money card that’s right for you, you need to consider the countries you are going to and also how you plan to spend the money.

For an explanation on what the fees actually mean, refer to our ‘What’s the catch with Travel Money cards?‘ page.

It is advisable to read the relevant Product Disclosure Statement for the travel card you’re considering, so you can make a more informed choice.

  AMEX Global Travel Card Australia Post Load & Go Cash Passport OzForex Travel Card Mastercard Qantas Cash Mastercard NAB Traveller Card Mastercard Velocity Global Wallet Visa ANZ Travel Card Visa CBA Travel Money Card Westpac Global Currency Card Visa
UpfrontCost $15 Free Greater of 1.1% of initial load OR $15 $15 Free (part of QANTAS Frequent Flyer Card) 1% of New Card / Initial load Fee Free (part of Velocity Frequent Flyer Card) $11 $15 $10
Purchase online Yes, collect at AMEX Foreign Exchange No Yes Yes N/A No N/A Yes, collect at branch Yes No
No. of  currencies 3 (USD, GBP, EUR) 5 (AUD, USD, GBP, EUR, NZD) 10 (USD, AUD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB) 9 (USD, AUD, EUR, GBP, NZD, HKD, CAD, SGD, JPY) 11 (AUD, USD, GBP, EUR, NZD, SGD, HKD, JPY, CAD, THB, AED) 10 (USD, AUD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB) 10 – load 4 at a time (AUD, USD, GBP, EUR, NZD, SGD, HKY, JPY, CAD, THB) 10 (AUD, USD, EUR, GBP, NZD, HKD, SGD, THB, JPY, CAD) 13 (USD, AUD, NZD, EUR, GBP, HKD, SGD, JPY, CAD, THB, VND, CNY, AED) 11 – load 5 at a time(USD, AUD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, ZAR)
Reload Fee Lessor of 1% of reload amount or $10 Free 1% of reload amount Free Free 1% of reload amount Free 1.1% of reload amount Free 1% of reload amount up to a maximum of $10
ATM withdrawal fee Yes Yes Free $3 Free Free Yes Yes Yes No (if from Westpac Alliance ATMs)
Max Balance Load USD$30 000 $10 000 $100 000 $25 000 $100 000 $45 000 $25 000 $80 000 $100 000 $50 000
Min Load USD $200 $100 $100 $100 $50 $50 $1 $200 $1 $100
Reward Points No No No No Yes No Yes No No No
Currency Conversion 3% 3% 5.95% 3% 3% 4% 3% 3% Free 3%
Emergency Fund Transfer Yes Yes Yes No Yes Yes Yes, $10 No Yes,  free Yes, fee depends on amount required
Replacement Card Fee Free $15 Free $35 Free Free Free $35 $15 $15
Backup card Yes No Yes Yes No Free Free Yes Yes, free Yes, free
Balance Refund Cost Foreign exchange conversion rate Foreign exchange conversion rate $10 and Foreign exchange conversion rate $10 and Foreign exchange conversion rate Foreign exchange conversion rate Foreign exchange conversion rate Foreign exchange conversion rate Foreign exchange conversion rate Foreign exchange conversion rate Foreign exchange conversion rate
Inactive fee $0 $0 $4/month after 12 months inactivity No, valid for 3 years. $0 $4/month after 12 months inactivity $1/month after 12 months inactivity $3/month after 12 months inactivity $0 $0
Cost to Close $0 $15 $10 $10 N/A $0 N/A $0 $0 $10

 
Note:
1) Comparison of Multi-currency Travel Money cards only
2) When considering travel money cards, it is also important to check the exchange rates offered for each card.
3) Cash Passport is available from Travelex and Mastercard directly. Both products are similar, so we have grouped them into one.
4) As with all financial products we would recommend that you consult the Product Disclosure Statements of the relevant cards that you are considering to find the product that best suits your needs.

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